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What insurance do you need when buying a house?

When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance – admittedly not the most exciting part of buying a new …

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How to shift into pension mode

When and how you can access your super to start an account-based pension If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as …

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Why investors are firmly focused on interest rates

2024 is very much a story of how quickly and how sharply rates will start coming down Around the world, just like in 2023, financial markets, investors, and borrowers are firmly focused on what will happen to official interest rates. …

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Is money the key to happiness?

Numerous research reports and studies agree having more money can lead to improved wellbeing, but only up to a point. It seems that once your personal income cruises past roughly the six-figure mark, you can’t expect to get any happier …

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How to save for retirement in your 40s

By the time you’re in your 40s you’ll potentially be earning more money than you may have previously – but you may also have unexpected or unwelcome expenses, like divorce. At this age you might also put retirement planning on …

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How to refinance your home loan

If you’re thinking about refinancing your home loan, this step-by-step guide shows you what to expect and how to navigate the process. Refinancing can mean talking to your current provider to renegotiate your arrangement with them (an internal refinance), but it …

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What are some investment options outside of super

When it comes to investing, you have two options – inside or outside of super. Super, being a longer-term investment designed to fund your retirement, comes with a number of advantages such as being lightly-taxed (which can mean, more money …

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