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Tips and tricks for cutting costs

Discounts, offers and rewards programs Cost of living is impacting people across Australia, with everything from rising interest rates to the weekly grocery shop contributing to the strain. While there isn’t one catch-all solution, there are different ways you can …

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Living your best life in retirement

If you’re nearing retirement age, it’s likely you’re wondering if you will have enough saved to give up work and take it easy, particularly as cost-of-living increases hit some of the basic expenses such as energy, insurance, food and health …

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Estate planning: why it’s important to have a will

What is your ‘estate’? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include for example cash, property, cars, boats, furniture, jewellery, family heirlooms, art, shares and more. What is estate planning? This is …

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Have you checked your portfolio today?

Rather than worrying about day-to-day price movements, focus here instead If you checked on the status of your investment portfolio today, don’t worry. You’re definitely not alone. In fact, you may have looked at how your various investment holdings are …

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The superannuation changes from 1 July

The super changes from the start of the 2024-25 financial year. A number of superannuation changes came into effect on 1 July 2024 and are designed to help working Australians get more money into the retirement savings system. If fully …

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What insurance do you need when buying a house?

When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance – admittedly not the most exciting part of buying a new …

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How to shift into pension mode

When and how you can access your super to start an account-based pension If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as …

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Why investors are firmly focused on interest rates

2024 is very much a story of how quickly and how sharply rates will start coming down Around the world, just like in 2023, financial markets, investors, and borrowers are firmly focused on what will happen to official interest rates. …

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Is money the key to happiness?

Numerous research reports and studies agree having more money can lead to improved wellbeing, but only up to a point. It seems that once your personal income cruises past roughly the six-figure mark, you can’t expect to get any happier …

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